Guides

Short, practical answers to the questions people in Bulgaria are searching. Each guide pairs with a calculator.

• 🏦APR vs. interest rate — what is the difference?

  Why a loan's APR is always higher than its advertised interest rate, what it includes, and why it's the number you should actually compare between offers.

• 💰How Bulgarian salary is calculated — step by step

  A full breakdown of the path from gross to net salary in Bulgaria: social contributions, flat income tax, and the insurable-income cap.

• 💰Minimum wage 2026 in Bulgaria — amount and what it means

  Bulgaria's minimum monthly wage for 2026 in both BGN and EUR, the minimum insurable income, and typical take-home pay.

• 📜Property tax assessment vs. market price

  The difference between a property's tax assessment and its market price, where the tax assessment comes from, and why the higher of the two sets notary fees.

• 💹Tax on bank deposit interest in Bulgaria

  How interest on a Bulgarian bank deposit is taxed for individuals, who withholds it, and which savings accounts are exempt.

• 💶Until when are prices shown in both lev and euro?

  Bulgaria's mandatory dual price display rules — the exact dates and what they cover.

• 💶What is the BGN-EUR exchange rate? Full explanation

  The official fixed BGN-EUR rate, where it comes from, why it will never change — plus quick mental-math shortcuts.